Reconstruction Loans

A reconstruction / home improvement loan can be issued for essential improvements to a persons’ sole residence, where the works carried out will make significant improvement to the living conditions of the property. Applicants must own the dwelling to which the works will apply.

In order to qualify you must also meet an income eligibility test, which takes into account the principal earners income together with any second earner’s income in the household. 

The maximum loan available is €38,000 (€50,000 for offshore islands).  This loan is repayable over or 15 years at a variable interest rate.    

Note: Kerry County Council do not do consolidation loans or top-ups. 

Note: The reconstruction / home improvement loan is not generally available to those solely in receipt of unemployment/social welfare benefits.

Reconstruction Loan Application Form
(Size: 18 KB)

Reconstruction Loan Leaflet
(Size: 10 KB)

Kerry County Council, Co. Buildings, Rathass, Tralee

Phone: (066) 718 3500     Email:

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